A 56-day interest-free payment period gives you more control to manage your finances. You can settle your HKD or CNY account separately: HKD is accepted for a HKD account whereas a CNY account can be settled by either currency, HKD or CNY whichever you prefer.

Repayment Method for HKD account:

• PPS
• Jet Payment
• Autopay
• BOC Personal Online Banking
• Over-the-counter Payment, Cash-Deposit Machine, Cheque-Deposit Machine or via the ATM Network of Bank of China (Hong Kong), Nanyang Commercial Bank or Chiyu Banking Corporation
• Cheque payment by mail

Either in CNY or HKD for Repayment of a CNY account

By HKD:

• PPS
• Jet Payment
• Autopay
• BOC Personal Online Banking
• Over-the-counter Payment, Cash-Deposit Machine, Cheque-Deposit Machine or via the ATM Network of Bank of China (Hong Kong), Nanyang Commercial Bank or Chiyu Banking Corporation
• Cheque payment by mail

By CNY:

• BOC Personal Online Banking
• Autopay
• Over-the-counter Payment or via the ATM Network of Bank of China (Hong Kong), Nanyang Commercial Bank or Chiyu Banking Corporation

Cross-border purchases on a BOC CMA Dual Currency Platinum Card will earn you overseas handling fee waiver.

With privileges exclusively reserved for you all over Mainland China, Hong Kong, Macau and even Asia, you can always enjoy the finest offers. BOC CMA Dual Currency Platinum Card spending earns you 1 gift point^* for every HK$1 spent in the HKD account and 1 gift point for every CNY 1 in the CNY account. You can redeem fabulous gifts sooner than ever.

* Gift Point rewards program does not apply to bill payments for payee merchants in the category of "Bank or Credit Card Service", "Credit Services", "Securities Broker", "Government Tax", "Balance Transfers" and such other categories as BOC Credit Card (International) Ltd may at its sole discretion determine from time to time. The Gift Point offer is subject to the BOC Credit Card Gift Redemption / Gift Purchase Terms & Conditions. For details, please refer to the "Gift Point Catalogue".

Pre-set credit limit service is available for the main cardholder to assign a personalized limit for each additional cardholder. The main cardholder may apply for a maximum of 9 additional cards. If the main cardholder applies for the additional card together with the main card, each main card can enjoy "25,000 Gift Points"^{^} as welcome gift (maximum 225,000 Gift Points can be awarded).

^ Spending requirements apply

You may be requested to key-in a password when making a transaction in merchant locations with a signage indicating acceptance of BOC Dual Currency Credit Card; please tell the merchant there is no need for a password, and then the merchant will treat it just as a normal credit card transaction.

24-Promotion Hotline: (852) 2108 3288

Monthly Service Fee Waive

From now until 30 June 2012, BOC CMA Dual Currency Platinum Card cardholders can enjoy monthly service fee waiver for the first 6 months upon successful taking up of the following services with BOCHK:

• Wealth Management Service or
• i-Free Integrated Account Service

Terms and Conditions of Monthly Service Fee Waiver:

1. This offer is only applicable to BOC CMA Dual Currency Platinum Card cardholders, including BOC CMA Dual Currency Additional Card cardholders ("Eligible Customers") who (i) successfully take up Wealth Management Service (the required initial Wealth Balance is HK$500,000) or i-Free Integrated Account Service via any branch of Bank of China (Hong Kong) Limited ("the Bank") during 3 January 2012 to 30 June 2012 (both dates inclusive); and (ii) have not held any Wealth Management Service or i-Free Integrated Account Service in 6 months preceding the account opening date.
2. Eligible Customers must present their valid BOC CMA Dual Currency Platinum Cards when taking up Wealth Management Service or i-Free Integrated Account Service.
3. Eligible Customers will automatically enjoy monthly service fee waiver for the first 6 months after successfully taking up Wealth Management Service or i-Free Integrated Account Service. Starting from the beginning of the seventh month after the account opening, relevant monthly service fee of Wealth Management Service or i-Free Integrated Account Service will be levied if the "Monthly Average Wealth Balance" falls below the amount designated by the Bank. The relevant fee will be subject to the service charge quoted by the Bank from time to time. For details, please contact the Bank's staff.
4. For the calculation of the "Monthly Average Wealth Balance" for Wealth Management or i-Free Integrated Account Service, please contact the Bank's staff.
5. This offer is not applicable to the Bank's staff.
6. The offer cannot be used in conjunction with other promotional offers which are not listed in this promotional material.
7. Wealth Management Service and i-Free Integrated Account Service are subject to the relevant terms and conditions. For details, please contact the Bank's staff.
8. The Bank reserves the right to amend, suspend and terminate the above services and promotional offers and to amend the relevant terms and conditions at its discretion without prior notice to customers.
9. In case of any disputes, the Bank's decision shall be final.
10. Should there be any discrepancy(ies) between the Chinese and English versions of Monthly Service Fee Wavier and its Terms and Conditions, the Chinese version shall prevail.