Pioneering Dual Currency Credit Card Service Globally

BOC CUP Dual Currency Credit Card is the first credit card offering options in dual currency settlement. It makes life easy for travelers shuttling between Mainland China, Hong Kong, and Macau, indeed across the world.

	New Mode for Two Currencies Handling
	Handling Fee Waiver For Overseas And Cross-Border Purchases
	Global Dual Currency Credit Card Service
	Join in the FUN when You Spend
	"SMS Alert" Service to Secure Your Card Spending
	Convenient & Flexible Repayment
	Premium Airport Lounge Service	Detail>>
	Enjoy Ease Of Cross-Border Autopay Service
	Swipe Card•Warm Tips	Detail>>
	Payment•Warm Tips	Detail>>

A BOC CUP Dual Currency Credit Card links to both a HKD and a CNY account. Card spending in Mainland China can be settled in CNY whereas spending in Hong Kong and Overseas can be settled in HKD. Foreign currency exchange savings adds to flexibility and convenience.

Realize great savings with merchants displaying the globally and everywhere in mainland china absolutely no handling fee, A real superior shopping experience.

Cross-border consumer payment on a BOC CUP Dual Currency Credit Card at merchants displaying the logo will earn you overseas handling fee waiver. Besides, BOC CUP Dual Currency Credit Card can be used in over 800,000 ATM showing or logo, so you can enjoy the convenience of 24-hour cash access.

With privileges exclusively reserved for you all over Mainland China, Hong Kong, Macau and even Asia, you can always enjoy the finest offers.

BOC CUP Dual Currency Credit Card spending earns you 1 gift point for every HK$1 spent in a HKD account or 1 gift point for every CNY1 in a CNY account. You can redeem fabulous gifts sooner than ever.

The Gift Point rewards program (the 'program') does not apply to bill payments for payee merchants in the category of "Bank or Credit Card Service", "Credit Services", "Securities Broker", "Government Tax", "Balance Transfers"; neither will the program apply to Mainland China transactions in the category of Real Estate, Motors, Airline Ticket, Petroleum & Gasoline, Whole Sale, Supermarket, Hospital or Tutorial fees and such other categories as BOC Credit Card (International) Ltd may at its sole discretion determine from time to time. The program offers are also subject to the BOC Credit Card Gift Redemption / Gift Purchase Terms & Conditions. For details, please refer to the "Gift Point Catalogue".

Whenever a card transaction is being processed in Mainland China, Hong Kong or Overseas, our smart systems will evaluate the transaction and a SMS alert will be sent to your mobile phone number on record with us whenever deemed necessary. If you cannot recognize the transaction as your own, please immediately call our 24-hour Customer Service Hotline: (852) 2853 8828. If you have changed your mobile number or wish to re-confirm your number on record with us, please complete the Cardholder Information Amendment Form.

A 56-day interest-free payment period makes your payment more flexible.

You can settle your HKD or CNY account separately: HKD is accepted for a HKD account whereas a CNY account can be settled by either currency HKD or CNY, whichever you prefer.

A host of settlement channels are available, Payment-by-phone (PPS), JetPayment, Autopay, Internet Banking of Bank of China (Hong Kong), Nanyang Commercial Bank and Chiyu Banking Corporation Ltd etc.

	PPS
	JetPayment
	Autopay
	Internet Banking of Bank of China (Hong Kong), Nanyang Commercial Bank and Chiyu Banking Corporation Ltd
	Over-the-counter Payment, Cash-Deposit Machine, Cheque-Deposit Machine or via the ATM Network of Bank of China (Hong Kong), Nanyang Commercial Bank or Chiyu Banking Corporation
	Cheque payment by mail

	PPS
	JetPayment
	Autopay -	HKD current or savings account with Bank of China (Hong Kong), Nanyang Commercial Bank or Chiyu Banking Corporation will be accepted.
	Internet Banking of Bank of China (Hong Kong), Nanyang Commercial Bank and Chiyu Banking Corporation Ltd
	Over-the-counter Payment, Cash-Deposit Machine, Cheque-Deposit Machine or via the ATM Network of Bank of China (Hong Kong), Nanyang Commercial Bank or Chiyu Banking Corporation
	Cheque payment by mail

	Internet Banking of Bank of China (Hong Kong), Nanyang Commercial Bank and Chiyu Banking Corporation Ltd
	Autopay -	CNY savings account with Bank of China (Hong Kong), Nanyang Commercial Bank or Chiyu Banking Corporation will be accepted.
	Over-the-counter Payment or via the ATM Network of Bank of China (Hong Kong), Nanyang Commercial Bank or Chiyu Banking Corporation

• BOC CUP Dual Currency Platinum Cardholders can enjoy Plaza Premium Lounge Service. Savor the joy of being relaxed when traveling around the globe.
• You can enjoy this exclusive premium service for free when your overall annual spending reaches the level given below:

Terms and Conditions:

1. Free Plaza Premium Lounge visits can be enjoyed by holders of a BOC CUP Dual Currency Platinum Card at account level based on accumulated annual spending, subject to a preset level. Such visits are made available to either the main or the additional cardholder of a BOC CUP Dual Currency Platinum Card. Each holder is however limited to one free visit per day. Any visit other than the allocated complimentary visit by the Main cardholder and/or the additional cardholder as well as their companions will be charged at the rate of HK$220 per visit per person and the cost will be debited directly to the visiting BOC CUP Dual Currency Platinum Card account.
2. Annual spending requirement for a BOC CUP Dual Currency Platinum Card will be assessed on the combined eligible transactions conducted in both the HKD and the CNY accounts at an exchange rate of HK$1 being equal to CNY1.
3. An eligible transaction means a retail transaction with supporting sales slip and posted to the BOC CUP Dual Currency Platinum Card account within the period from 1^st January to 31^st December of the preceding year.

BOC CUP Dual Currency Credit Card "CUP Cross Border Autopay Service" is a forward arranged service that allows regular transfer of funds from your specified card account to designed Shenzhen third party such as public utility service providers for electricity, gas, Cable TV, Broadband, telecom, mobile phone etc. What's more" You can also enjoy 56-day interest free repayment terms and earn reward Gift Points.

You may be requested to key-in a password when making a transaction in merchant locations with a signage which also accept BOC CUP Dual Currency Credit Card; please tell the merchant there is no need for a password, then the merchant will treat it just as a normal credit card transaction.

HKD is accepted for settlement of a HKD account whereas for a CNY account either HKD or CNY is acceptable. Separate currency account provides both convenience and flexibility. Credit / Debit balance of independent account will not mutually set off one another and thus allow you complete freedom in financial management.

Also, for a CNY account direct debit can be set up on a HKD current / savings account or a CNY savings account with Bank of China (Hong Kong), Nanyang Commercial Bank or Chiyu Banking Corporation, it's simple and easy.