Cash Coupon Redemption Information：     Cardholder may redeem one designated merchant cash coupon (valued at HK$100) / 2 pieces of movie voucher with 25,000 Gift Points, cardholders are entitled to enjoy enhanced discount rates based on the Year(s) of Cardholding with as low as 15,000 Gift Points (40% off) for redeeming.   Required Gift Points for redeeming 1 designated merchant cash coupon (valued at HK$100) / 2pcs of movie voucher: Year(s) of Cardholding Required Gift Points Held for 10 years or below 25,000 Gift Points Held for 11 to 20 years 20,000 Gift Points(20% off) Held for 21 years or above 15,000 Gift Points(40% off) Remark: Cardholders who have held their cards for 10 years but below the 11-year threshold can redeem HK$100 merchant cash coupon with 25,000 Gift Points; cardholders who have held their cards for 20 years but below the 21-year threshold can redeem HK$100 merchant cash coupon with 20,000 Gift Points.