Reward Gift Points for Dining and Overseas Transactions ("The Promotion") :     (I) General Terms and Conditions： 1) Unless otherwise specified, the promotion period is valid from 1 February 2015 to 31 December 2015 (both dates inclusive, transaction date shall prevail) ("Promotion Period"). 2) To be eligible for The Promotion, cardholders should make the transaction with the BOC Visa Infinite Business Card ("Eligible Card") issued by BOC Credit Card (International) Ltd. (the "Company") in Hong Kong within the Promotional Period. 3) Only dining and overseas transactions can enjoy the offer of extra gift points ('Eligible Transactions'). An Eligible Transaction means dining spending (in Clause 4 of Section (I)) and any retail spending or cash advance transactions made abroad inclusive of similar transaction activities conducted in the overseas. Annual fee, financial fee, handling fee, balance transfer, cash before card service amount, installment fee, gift redemption fee, internet payment or transaction amount, tax payment, mail order, telephone or fax order, casino transaction, Octopus AAVS, gift delivery charges, investment and any other transactions without sales slip are all excluded. 4) Unless otherwise specified, eligible dining spending applies to food and beverage transaction/purchase on an Eligible Card within the Promotion Period (not applicable to banquet services, private parties/functions, private room events, dining outlets in social/sports associations or clubhouses). Similar spending performed at any merchant not defined as restaurant / dining merchant / organization or not as such by the Company / Visa International from time to time is excluded. Dining spending categories shall be determined at the sole and absolute discretion of the Company. 5) Unless otherwise specified, eligible overseas retail spending means retail transactions made and settled in foreign currency but exclude foreign currency transactions settled in Hong Kong Dollars (based on the currency posted in the credit card statement). 6) The extra gift points apply only to Eligible Transactions that based on transaction date and must be posted to Eligible Card account within 7 days from the transaction date. 7) Any fraudulent, unauthorized, cancelled, refunded transactions as well as unposted transactions will result in the forfeiture of eligibility for The Promotion. 8) Cardholders will only be entitled to the gift points when their card account is valid and in good standing and at the time when the award is being made. If a cardholder account has been cancelled or is found to be in violation of the Card User Agreement, or if a cardholder relinquishes the gift points at any particular time or at the time when the gift points are being awarded, the eligibility for The Promotion will be forfeited. 9) All gift points are not transferable, refundable or convertible into cash or other prizes. 10) Where a cardholder has been awarded gift points and a reversal entry occurs thereafter on any of the related transaction(s), the cardholder is required to reimburse the Company with the equivalent monetary value for such awarded gift points or in a manner as may be determined by the Company. The Company will, without prior notice, charge the equivalent monetary value to the cardholder account in reversal of such awarded gift points. 11) Cardholders must retain all original transaction sales slips for reference. In case of any dispute, the Company reserves the right to request a cardholder to produce the original transaction sales slip(s) and/or such further documentation or evidence for verification at any time during or after The Promotion. All sales slips and/or such further documentation submitted to the Company will not be returned. 12) The Company will determine the eligibility of submitted transaction details by verifying the cardholder transaction records kept by the Company. The Company records shall be final and conclusive. 13) The Company reserves the right to change, suspend or terminate The Promotion or amend the terms and conditions at its sole discretion without prior notice. 14) In the event of any discrepancy or inconsistency between the English and the Chinese version of these terms and conditions, the Chinese version shall prevail.     (II) 3X Reward Gift Points for Dining and Overseas Transactions 1) Cardholders should make Eligible Transactions that include dining spending and any purchase or cash advance transactions made abroad inclusive of similar transaction activities conducted in the overseas (in Clause 3 of Section (I)) with the Eligible Card at any time during the Promotion Period to entitle the extra 2X gift points on top of the basic 1X gift point (HK$1=1 gift point). No minimum spending requirement is needed. 2) The extra 2X gift points will be posted to the Eligible Card account on the following working day of the basic 1X gift point (HK$1=1 gift point) billing cycle.