Terms and Conditions of Welcome Offer for BOC SCAA Dual Currency Credit Card:
 
 
The promotion period runs from now until 30 June 2011. Only applicant whose application is
approved within the promotion period will be eligible for the welcome offer.
There is no spending requirement for the BOC SCAA Dual Currency Platinum Credit Card applicant
who selects "Cash Installment Loan" (the "Loan") as the welcome offer. The maximum Loan amount
cannot exceed HK$60,000 or 60% of the available credit limit of the relevant card accounts (whichever
is lower) whereas the minimum Loan amount is set at HK$3,000. The Loan shall be repaid by 6 equal
monthly installments. BOC Credit Card (International) Limited (the "Company") has the right to make
the final decision on the approved loan amount. Details of the Loan including, but not limited to, the
approved amount, the loan tenor and the repayment period will be specified in a loan approval
notification letter. Application for the Loan shall be subject to the "Terms and Conditions of Installment
Program". Any amount debited to the account in connection with the Loan shall not be counted
towards the award of "Gift Points" or the "Cash Rebate" program. If no payment or payment of less than
the outstanding balance of the relevant account is received by the Company on or before the payment
due date, fees and charges at a rate as set out in the Fees Schedule shall be charged. Please refer to
the Card User Agreement, Terms and Conditions of Installment Program and the Fees Schedule for
details.
Successful BOC SCAA Dual Currency Platinum Credit Card applicant, who selects "Sony Stylish
Headset" or "26" Rotating Wheel Travel Trolley" as welcome offer, is required to accumulate retail
spending/cash advance/Cash Before Card/posted amount of merchant installment program
("Spending") of up to HK$2,000 or more in the first two months of card issuance to be eligible for the
welcome offer (online Bill Payment, Octopus Automatic Add Value Service, and such other transaction
types as may be designated by the Company from time to time are excluded).
Each main card applicant successfully apply for an additional card simultaneously within the
promotion period, and each additional card applicant who has accumulated Spending of up to
HK$2,000 within the first two months of card issuance, can enjoy "HK $100 Free Spending Credit"
(online Bill Payment, Octopus Automatic Add Value Service, and such other transaction types as may
be designated by the Company from time to time are excluded). Maximum 9 additional cards can be
applied for by each main card applicant. (Each card applicant can enjoy maximum HK$900 Free
Spending Credit)
Applicants who are existing main cardholders of BOC Credit Card and/or BOC CUP Dual Currency
Credit Card (Additional Card, Business Card, Corporate Card, Purchasing Card, Intown Virtual Card,
BOC Great Wall International Credit Card, US Dollar Card, Credit Card issued in Macau SAR, Private
Label Card and BOC Express Cash Revolving Credit are all excluded), or have cancelled the above
card or were once holders of the above card on or after 1 July 2010 will not be eligible for the welcome
offer for main cardholder upon approval of application.
If the additional card applicant is currently holding a BOC Credit Card and/or BOC CUP Dual Currency
Credit Card (either in the capacity as a main or additional cardholder), or has heretofore cancelled any
such card or once held any such card on or after 1 July 2010, the main cardholder will not be eligible
for the additional card welcome offer upon approval of the additional card application.
The redemption letter or HK$100 Free Spending Credit will be sent to the main cardholder or credited
to the main cardholder¡¦s accounts within 4 to 6 weeks after all spending requirements (if applicable)
are fulfilled. The status of the credit card account must be normal, valid and in good credit condition.
The selected gift once confirmed can neither be altered nor exchanged for cash or other gifts. If
applicants have not specified their gift preference or have selected more than one gift, the Company
will make the final decision on their behalf.
All gifts are available while stocks last. The Company reserves the right to offer an alternative gift of
equivalent or approximate value in case of shortage.
If a cardholder has made multiple redemptions or the relevant transaction for fulfillment of the
spending requirement has been cancelled for whatever reason, the Company reserves the right to
debit the cost of the welcome offer and a handling fee of maximum HK$300 against the cardholder's
account without prior notice. The cost of "Sony Stylish Headset" is HK$298; "26" Rotating Wheel
Travel Trolley" is HK$499.
If a new cardholder cancels the main credit card account within 12 months after card issuance, the
Company will debit an administration fee which is equivalent to the annual fee of the relevant credit
card against his/her credit card account without prior notice.
Should two or more BOC credit cards be approved and issued to the same cardholder within the
promotion period, the cardholder will be entitled to one gift only and the gift will be that for the highest
tier of credit card approved and issued (the credit card tier in descending order is Platinum Card,
Titanium Card, Gold Card and Classic Card). If the credit cards are not applied at the same time, the
gift for the credit card first approved will be offered.
The Company accepts no liability for the quality of or any other matters relating to the gifts. The
vendors are solely responsible for all the obligations and liabilities relating to the gifts.
The Company reserves the right to change, suspend or terminate the welcome offers or amend their
terms and conditions at its sole discretion without prior notice.
All matters and disputes are subject to the final decision of the Company.
The English version of these terms and conditions shall prevail should there be any discrepancy or
inconsistency between the English and the Chinese versions.