Should you wish to feel free to spend on upgrading yourself, shopping/traveling indulgences, or even take cash advances, yet still free to enjoy peace of mind and endless offers! Simply settle your bills with our Statement Installment Plan.

You can choose to repay your newly posted retail, cash advance transactions, including online bill payment and even tax payment by applying for our interest-free Statement Pay by Installment Plan with up to 36 monthly installments, without incurring any interest. Pay it back over a time to suit you.

	Enjoy preferential monthly handling fee
	Flexible repayment periods of 12, 18, 24 or 36 months
	Best of all, need not submit extra documents

Note:

1. The monthly handling fee for each cardholder is subject to account status and conditions.
   
2. The "Statement Pay by Installment Plan" (the 'Plan') is applicable to holders of BOC Credit Card, U-point Credit Card, y not Credit Card, Affinity Card, issued in Hong Kong other than holders of Business/Corporate Card, US Dollar Card, Great Wall International Card, RMB Credit Card, Purchasing Card, Pre-paid Card, Intown Card and the Express Cash Card.
   
3. The Plan is only applicable to retail, cash advance, online bill payment, jet payment transactions which first appear on your credit card monthly statement and are not yet due. The installment amount cannot exceed your available credit limit.
   
4. The purchase of casino chips, cash before card service, balance transfer, balance brought forward from the preceding monthly statement, transactions made by installments under the "Interest-Free Installment Programme" and other installment plans, interest payment and fees or charges are not applicable to the Plan.
   
5. If a cardholder terminates the Plan prematurely, the balance of the outstanding installments and the total handling fee incurred for the entire Installment Period shall become due immediately. In addition, an administration fee of HK$300 is chargeable to the relevant card account upon the termination of the Plan.
   
6. Fraudulent transaction, cancelled account, account with overdue record or any breach of the Card User Agreement will result in the forfeiture of eligibility for this promotion.
   
7. For repayment periods of 12/18/24 months the minimum installment amount is HK$1,000 or above; whereas for 36 months the minimum installment amount is HK$2,000 or above.